You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution. However, it can work a bit differently from a regular home loan. Here’s what you need to know.

Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties.

Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing? You could take out lenders mortgage insurance (LMI). But how much extra does that cost? And can you avoid paying for it?

It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a home loan, being your own boss can dish up some unexpected hammer blows.

Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why it’s so popular among investors, and why it’s attracting fresh attention.

Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who’s got the patience to save for six years? Today we’ll look at four ways you could fast-track home ownership.

Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to buy sooner rather than later if you’re home loan-ready.

Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting out squats. Well, it turns out buying your first home can be just as daunting, with 91% of first-home buyers turning to a mortgage broker for guidance.

TikTok and Instagram reels are fun, fast and free – but it’s important to be picky about whose content you’re viewing, especially if you’re in the market for a home loan.

When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the latest moves in fixed rates suggest we may not have to wait too much longer for variable interest rates to head south.

When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But one feature in particular is being targeted by seven out of 10 home buyers.

We’ve all heard the rule of thumb about property being a long-term investment. Well, get this: many home owners have seen the value of their property quintuple within the timeframe of a typical 30-year mortgage.

The sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good reason why spring 2024 is shaping up to be a bumper season. Here’s how to prepare if you’re planning to buy in the weeks ahead.

The number of Australian suburbs with an average house price of $1 million or more is expected to increase significantly in the coming year, according to a new analysis.

Property prices in Brisbane could see a boom of over 50% in the lead-up to the 2032 Olympics, according to industry insiders.

Want to grow your investment portfolio but have most of your wealth tied up in your family home? You may be able to leverage recent gains in the property market as equity for an investment property.

Your job can provide more than an income. When it comes to being approved for a home loan, certain roles can enjoy favourable treatment from lenders. Here are some of the occupations that can offer up home loan perks.

Scared to apply for a home loan? You’re not alone. Fear of rejection has stopped one in five Aussies from applying for finance over the past year. We explain what’s driving this fear, and how you can boost your chances of getting approved.

As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards fresh peaks.

The new financial year has kicked off with a bang for first home buyers! A whopping 45,000 more places have opened up for them under the Home Guarantee Scheme, as well as 5,000 more spots for single parents. Here’s how it could help you buy a home sooner.

Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal where prices are tipped to go up, and where prices are expected to fall.

Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may not arrive until 2025. Here’s why rates could be staying higher for longer, and how to take action yourself.

You might have seen a headline or two about a particular big bank being at war with brokers. Nothing could be further from the truth. Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to us for help.

Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance to potentially reduce your home loan.

Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance when both fears can work against one another?

If the latest federal government budget is leaving you hungry for perks and savings, you’re not alone. We’ve had a brainstorm and here are four ways you could start working towards your property goals now.

Who doesn’t love a tax cut? Most of us are now only weeks away from saving on our tax bills, with Stage 3 tax cuts to kick in from 1 July. But another key advantage is that the tax cuts could give your borrowing power a nice boost.

The dream of home ownership in Sydney is fading for many as rising property prices and interest rates push dozens of suburbs out of reach for average earners.

• Two million sq m of new warehouse space is under construction

• Development areas include Melbourne’s south-east, Sydney’s outer south-west and inner west and Brisbane’s south

• Strong rental growth expected

Property prices could be about to climb higher with new analysis predicting the major capital cities will see significant growth in the next three years.

Vendors are looking to capitalise on rising prices with a surge in new listings hitting the market across Sydney and Melbourne.

It’s been an impressive start to the year for auction markets, with clearance rates rebounding across the country.

Construction cost increases have reaccelerated, but the good news is they are now returning to their normal trend, according to CoreLogic. 

• Perth and Brisbane set to lead growth in 2024

• Apartment blocks to see renewed demand in 2024

• Sydney house prices doubled in 10 years

• Rents have now passed $600 per week

The build-to-rent sector (BTR) is set for a strong year ahead, with Australia’s surging population growth likely to drive increased demand for both rental properties and student accommodation.

• Inflation continues to moderate.

• Annual inflation now at 4.1%.

After a tough year for commercial property investors, the outlook will be better in 2024, according to an expert.

Ray White Commercial, Head of Research Vanessa Rader said that towards the end of 2024 and into 2025, conditions are likely to improve. However, 2024 will see some trends develop that can benefit investors.

Consolidating various debts into your home loan can be a strategic financial move that reduces your interest and allows you to pay the debt down faster. However, there are both advantages and disadvantages that you need to consider.

The Australian real estate market in 2024 is expected to be a complex and dynamic landscape, with several key trends shaping its trajectory.

While people are out doing their Christmas shopping and buying gifts for friends and family, December might also be one of the best times to buy a new car.

Australian property prices have officially recovered from the declines of last year, with CoreLogic’s national daily Home Value Index hitting a new benchmark.

The grant has increased from $15,000 to $30,000 for first-home buyers purchasing or building a new home valued at less than $750,000. The grant is now expected to help about 12,000 buyers purchase their first home by mid-2025, when the grant boost ends and returns to $15,000. 

After a tough period over 2022 and 2023, the commercial property market can look ahead to consolidation and the prospect of a recovery emerging in 2024, according to Knight Frank.